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If you are unfortunate enough to be involved in a road traffic accident, which was not your fault, then you may be entitled to make a personal injury compensation claim.
If you are a passenger in a vehicle; which is involved in a collision, your personal injury compensation claim would be made against the insurance company of the person responsible for the accident, whether that is the driver of the vehicle you were travelling in or a third party driver.
If you are a pedestrian, a motorcyclist, a pedal cyclist or a driver, your personal injury compensation claim would be made against the insurance company of the person driving the vehicle; which collided with you.
Unfortunately, in some cases, the person at fault for the accident does not have a valid insurance policy in force, leaves the accident without supplying any information (hit and run) or has been driving a stolen vehicle. In these cases, Thompsons Solicitors may still be able to assist you by involving the Motor Insurers’ Bureau.
The Motor Insurers’ Bureau (MIB) is an organisation which deals with claims for innocent members of the public who have been injured or had their property damaged by an uninsured or untraced driver. It is always an option to deal with the Motor Insurers’ Bureau directly; however, the procedure may be a complicated and lengthy one and most people prefer to have professional legal assistance with this.
As with all personal injury compensation claims, you would need to prove that another person was responsible for your personal injury (in this case, the third party driver).
To help your case, you should take names, addresses and telephone numbers of any witnesses to the accident and take photographs of the accident locus if possible. If the third party driver has no valid insurance, leaves the scene or admits to driving a stolen vehicle, you should contact the Police immediately and report the incident.
If you are intending to claim expenses such as prescription costs and travelling expenses, remember to keep receipts as evidence.
Mr Yeoman was a member of the Fire Brigades Union (FBU) and was put in touch with Thompsons Solicitors by his union after he was involved in a cycle accident.
Mr Yeoman was cycling along the road when a car crossed his path and collided with his wheel. He managed to steady himself but the vehicle then performed an emergency stop right in front of him and he collided with the vehicle again.
Mr Yeoman was thrown over the handlebars of his cycle and onto the ground which injured his shoulder. The car driver stopped and asked if he was alright; however, when he said that he needed an Ambulance, the car driver left the scene of the accident.
Thompsons Solicitors made a claim for Mr Yeoman via the Motor Insurers Bureau and he was awarded £5,000 compensation.
His thank you letter said "I wish to thank you for the work you have undertaken to negotiate the final settlement to my claim. I am extremely satisfied by the offer made and although I sustained a bad shoulder injury I have continued with exercises gained through my physiotherapy and I am now well on the mend and improving. Again, thanks for all your hard work on my behalf".
If you or anyone you know has suffered an injury as a result of a road traffic accident, telephone us now for accurate claim advice.
There are strict time limits in place to make any injury claim. For further information, contact us or visit our Questions Answered page.
Thompsons Solicitors are experts in all personal injury matters. We will be able to advise you whether or not you have a valid claim for compensation. Our specialist personal injury lawyers will be happy to talk you through the process of making a claim in plain English and will be happy to answer any questions or queries you may have. If you do have a valid personal injury compensation claim and you decide to instruct Thompsons Solicitors to deal with the matter for you, we will recover our legal fees from the person responsible for your injury, ensuring that the entire procedure is cost-free for you. Telephone us now on 08000 224 224 or complete one of our online compensation claim forms.